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Setting Financial Goals for 2018

Tips for Planning Your Financial Life Everyone has different financial goals. Some people wish to pay down their debt. Others want to build up an emergency fund or save for retirement. Whatever your financial goals may be, if you want to reach them, you’ll need to set firm goals and then come up with plans for how to achieve them. The start of a new year is a good time to review your financial goals, chart your progress, and set new goals for the...
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Our Experts Answer Financial Questions on Budgeting, Paying Down Debt, Saving, and Teaching Children About Money

For many different reasons, sometimes people do not feel comfortable discussing money and finances. In fact, for a lot of people, it’s considered impolite and even rude to do so. We believe that talking about money is important. If you don’t talk about money and ask questions, you’ll be much more likely to be confused or lacking important information. This can make managing your finances more difficult. Talking about finances and asking questions...
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Teaching your Kids to Manage Money

Children, Money and Budgeting One of the reasons that many people end up overspending, lacking savings and going into debt is because they were never taught how to manage money as a child. It may sound a little strange, but it’s true. The habits you pick up as a child often follow you throughout your life. In fact, a study from the University of Cambridge found that lifelong money habits are formed by the age of seven. Therefore, it’s very import...
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Teaching your College Kid About Budgeting

Money Tips for College Students If your child is heading off to college for the first time this September, there will be a lot of changes and new experiences on the horizon. When a young person moves out for the first time, they suddenly have a lot of newfound freedom. This can be exciting and a great learning opportunity, but it can also get them into trouble if they’re not prepared. That’s why it’s important to make sure you teach your child to...
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How to Have Fun Without Spending Money

Having a Good Time on a Budget For many people, having fun goes hand-in-hand with spending money. You spend money to see a movie or a sporting event, you spend money going out to a restaurant, you spend money on drinks, and you spend money going shopping. For a lot of us, it doesn’t seem possible to have fun without spending money. However, you don’t need to drop a lot of cash just to have a good time. Here are some ways that you can enjoy yourse...
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Five Real Ways to Earn a Bit of Extra Cash

How to Earn Some Extra Money Most of us could use some extra cash. It would be nice to have a little more in our bank accounts for a rainy day, or to have a bit extra to pay down debt. Having some extra money around the holidays could help with bills and earning a bit more would make it easier to afford expenses. However, if you’ve spent any time looking for ways to earn extra money, you’ve likely found that there are a lot of scams out there. We...
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Avoiding Debt this Holiday Season

Getting Through the Holiday Season Without Going Into Debt The holiday season is rapidly approaching. This is a joyous time of year for many, and a great time to celebrate and enjoy the company of family and friends. However, it’s also a time where a lot of people spend a lot of money. From parties, to vacations, to gifts, to everything else, the holiday season can certainly get expensive. Here are some tips for preparing yourself for the holiday...
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Creating a Budget that Works for You

Tips for Building a Budget Creating a budget and sticking to it is a vital part of managing your personal finances. Without a budget, it’s very tough to pay all your bills, meet all your financial obligations, and save for the future. However, each person’s financial situation is different. Therefore, a budget that works for one person won’t necessarily be the right one for someone else. Everyone has their own financial situation, their own goals...
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Cheap Ways to Entertain your Children this Summer

How to Keep Your Kids Entertained Cheaply – or Free! Summer is here and, for a lot of people, this means that the kids are out of school and looking to be entertained! While many people decide to send their children to camp or take a big family vacation, these options are pretty expensive. The good news is that they’re not really needed. There are a lot of great ways to have fun with your kids this summer without breaking the bank. While it can c...
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How to Save Money on your Summer Vacation

Enjoying Summer Vacation Without Going into Debt Summer is here and, for many people, that means time off. This is a great time to spend with friends and family, enjoying yourself, relaxing, and having adventures. However, if you’re not careful, your summer vacation could end up being pretty costly. Unfortunately, a lot of people end up getting into financial trouble by spending money on a summer vacation that they can’t really afford. The good n...
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5 Hidden Fees That You Can Avoid

How Hidden Fees Can Cost You When you’re trying to balance your budget, it’s important to look everywhere for places to cut. One expense that a lot of people don’t notice is the various fees they pay. These fees are often charged every month and they’re rarely anything that you’ve specifically signed up for or agreed to pay. Instead, they’re costs ...
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Five Tips for Tracking Spending

Making Tracking Spending Easier One of the most important parts of sticking to a budget is tracking spending. Many people get to the end of the month, look back, and wonder where their money went. This is a major reason why a lot of people overspend: they simply don’t know where their money is going. When you track your spending, not only do you get to see exactly where you’re spending money, but reviewing your spending can help you spot trends a...
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Do You Know Where Your Money is Going?

Keeping Track of Your Money One of the keys to sticking to a budget is always knowing where your money is going. However, a lot of people have trouble with this. Small purchases and impulse buys here and there add up and, before you know it, you’re looking at a bank account that is smaller than you expected or a credit card statement that is larger. This situation can lead to feelings that there’s never enough money to go around. This can not onl...
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