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How to Celebrate Valentine’s Day Without Overspending

Having a Memorable Valentine’s Day Without Breaking the Bank Valentine’s Day is almost here. This is a time for romance, love, and showing those you care about how much they mean to you. However, it’s also a time where it’s very tempting to spend a lot of money. Fancy dinners, expensive flowers, and pricey jewellery can certainly add up. If you’re not careful, you could find yourself overspending at Valentine’s Day, putting yourself into a tough ...
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How To Stop Spending 'Unconsciously'

Saving Money By Thinking About Your Purchases One of the most important parts of budgeting is keeping track of what you buy. When you do this, you are always aware of where your money is going. This not only makes it easy to see what you’re spending your money on, but it also allows you to make adjustments to your budget more easily. However, a lot of people – even those who are quite good at tracking what they buy – tend to make at least some pu...
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Five Ways to Live Debt Free You’ve Never Thought Of

Little Known Tips to Help You Live Debt Free You’ve likely heard a lot of tips that can help you save money and live debt free. Stop eating out, quit buying lattes, spend less on clothing, etc. These are all good tips, but if you need a bit more assistance paying down your debt and achieving a debt free lifestyle, here are some tips that could help you out. Negotiate Lower Rates You might not think that you have any room for negotiation with your...
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Dealing with a Job Loss

How to Survive a Job Loss Losing your job can happen suddenly. For instance, in the recent case of Sears Canada, the 65-year-old company was liquidated rather suddenly, leaving 12,000 people out of work . A sudden job loss can be very difficult to deal with, as you do not have much time to prepare and adjust your financial situation to compensate for the loss. Here are some tips for managing your money while you look for work. Note that, if you q...
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