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What are the advantages of a Consumer Proposal?

In a Consumer Proposal, you do not have to declare Bankruptcy.

  • Your debts are significantly reduced to the amount of your offer that the creditors accept
  • In addition, you are able to keep your assets as long as you continue to make payments on your secured loans related to those assets.
  • Any garnishes on your wages will be stopped and all unsecured creditors will have to stop any collections actions they have against you. In addition, interest and penalties stop accumulating upon filing your proposal.
  • Because your monthly payments to your creditors are usually made over a five year period, this provides you with more flexibility to cover your normal monthly living expenses

 


 

Related articles:

Consumer Proposal: Overview & Benefits

 

 

Thanks, Lloyd, for all your help. You have been wonderful! I truly feel more calm and at ease. Thanks again.

Regards,
C.P. (North York)

 

 


 What are the advantages of a consumer proposal?


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