Should I File a Consumer Proposal Instead of a Bankruptcy?

Consumer Proposal

Handling your Financial Future When it comes to dealing with large amounts of debt, there are different options available. Which of these options are available to you and which option makes the most sense for will depend on your particular financial situation. There...

Filing a Consumer Proposal and Being Self Employed

Consumer Proposal

When you are considering filing a consumer proposal with A. Farber & Partners and you are self employed, it is important to remember a few key points. If you are required to file GST/HST returns with Canada Revenue Agency, the returns need to be up to date upon...

Adult Daughter has a Judgment Removed from her Mother’s Bank Account by Filing a Consumer Proposal

Consumer Proposal

I recently helped an elderly woman in Barrie stop the seizure of her bank account, through the filing of a consumer proposal. I met with the elderly woman’s daughter, who had Power of Attorney for both property and health issues regarding her mother’s affairs. The...

When Does a Garnishment Get Lifted in a Consumer Proposal?

Consumer Proposal, Uncategorized

I met with a lady in Barrie who had just started a new job after being out of work for nine months. During the time she was out of work she had accumulated a lot of credit card debt as she was using them to survive and cover her daily cost of living. It got to the...

An Accident Results in Dealing with Debt through a Consumer Proposal

Consumer Proposal, Uncategorized

Sometimes a significant event triggers people to contact our office for debt solutions. In one case we had a daughter contact us because her father had a motor vehicle accident and was unable to work for about 10 months nor maintain an income property during this...

How Will a Consumer Proposal Impact My Credit Rating?

Consumer Proposal, Uncategorized

Can I still get a loan? A common question that comes up during an initial debt consultation is: “How does a consumer proposal impact my credit rating?” The concern is that people in general with bad credit cannot get a loan, and if they file a consumer...