Saving Money Doesn’t Have to be Complicated
All of us could use a bit more money. However, making more money isn’t always that easy. The good news? Saving money can be! That’s right! You might be convinced that saving money is a complicated and difficult process, but it doesn’t have to be!
Here are a few simple ways to save money each and every month.
Cooking your own meals at home is possibly one of the best ways to save money. Not only can it save you some cash, but it’s also healthier. You don’t need to be a gourmet chef either. All you need to do is be able to follow some simple steps. Search for beginner recipes online or get a cook book from the library and get started.
Another way making your own meals can save you money is on lunches. Instead of eating out during the day, bring your lunch with you to work or school. You’ll save money each month even if you just cut down eating out so often. Try bringing your own lunch twice a week to start. Even if that saves you just $10 each week, that’s an extra $40 a month in your pocket.
Match Prices and Comparison Shop
Did you know that many retailers will match the prices of their competitors? Check to see if the stores you shop at offer this perk. If they do, you’ll save money without having to run around to multiple stores. In most cases, all you’ll need to do to match a price is bring in a competitor’s advertisement.
Also, comparison shopping in general is a great way to save. And, thanks to the internet, it’s easier than ever! Before you make major purchases, check online to see if you can find some deals.
Use the Library
If you love to read, it simply makes sense to use the local library instead of buying books. But the library isn’t just about books! Many libraries offer magazines, music and DVDs as well. Plus, more and more libraries are offering digital services such as streaming music, ebooks and online magazines. If you take advantage of these services, you’ll always have great entertainment available for free, right at your fingertips!
Drinking water is good for your health, and many of us don’t drink enough of it. However, did you know that it’s also good for your budget? It is! Drinking water can save you money. How? If you get a reusable bottle, fill it with water, and carry it around with you, you’ll avoid buying water and soda when you’re out and about.
Plus, it’s common for people to confuse thirst for hunger. When this happens, you might be tempted to buy something to eat. If you have a water bottle with you, take a few sips and wait. You might find that it hits the spot and you won’t need to head to the store for a snack.
Stay in with Friends
“Going out” is expensive. You’ll need to pay for transportation (public transit, cabs, or gas and parking, etc.), dinner, drinks and numerous other costs. That said, no one is expecting you to cut out socializing all together just because you want to save some money.
The solution is to stay in with friends instead of going out, at least sometimes. You can take turns with the people in your friends group and rotate between each other’s homes to keep things interesting. Even if you order takeout, buy wine at the store, and rent a movie, you’re still likely to save some cash.
Cut Services you Don’t Need
All of us pay for monthly subscriptions and services that we don’t really use. Magazine subscriptions, gym memberships, movie streaming services, and various other costs certainly add up every month. If you have these subscriptions and you use them regularly, by all means, keep them. But if you are paying each month and not reading the magazines or hitting the gym, then consider cutting these expenses.
You’ll also want to take a look at your cable bill as well as your cell phone bill. Are you paying for channels or options that you don’t need? If you are, think about cutting them. You’ll save money and you won’t be missing out on anything, since you never used the services to begin with.
Even if you only manage to save a few dollars here and there with these tips, that’s still great. Every little bit counts and small amounts add up before you even know it!