Consultations available by video and phone with electronic signatures.

Kitchener Insolvency Trustees: Proposals & Bankruptcy

Nothing Beats Our Debt Free Solutions!

Debt issues, credit card problems, unpaid bills, garnished wages, or collection calls? All resolved and your peace of mind restored!

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How can our Kitchener Debt Solutions Professionals help you get out of debt?

There are many debt relief options available to anyone who has trouble paying their debt, such as:

Consumer ProposalConsumer Proposal
A consumer proposal is an agreement between you and your creditors. Once your consumer proposal is accepted, you only need to pay them a portion of what you owe. This can lead to a decrease of your debt of up to 70%, in full settlement.


credit counsellingCredit Counselling
Credit counselling is also an option, but only if you can pay off the entire debt amount over several years. This does not decrease the amount of debt to be paid off.


Personal BankruptcyPersonal Bankruptcy
Many people are fearful of a bankruptcy, as it is not well understood. For those who have no assets or discretionary income, a bankruptcy may be the fastest way to get out of debt and the only way to completely write off your existing debt.


debt consolidation loanDebt Consolidation
Debt consolidation is only an option if you are able to get a NEW loan with a lower interest rate, but this is often difficult if you have missed debt payments.


A consumer proposal or bankruptcy can only be provided by an Insolvency Trustee or Proposal Administrator, licensed by the federal government. Using a licensed Insolvency Trustee in Kitchener, Ontario assures you of access to an insolvency professional whose trust, integrity and experience you can rely on.

Our Debt Solutions Professionals in Kitchener

Chad Zizzo, our Debt Solutions Manager in Kitchener, has helped hundreds of clients to get out of debt. Chad looks forward to meeting you, confidentially reviewing your financial situation and providing you with a range of solutions to resolve your financial difficulties.

With many years of experience in the insolvency industry, Chad brings a wealth of knowledge to our firm and has helped thousands of Canadians structure a plan to successfully resolve their personal financial problems. Chad has also worked on many corporate restructuring files, as well as being involved in multi-million dollar fraud investigations to help investors (and others) regain what they have lost.

A free, no-obligation consultation with Chad will provide you with the insight into your current financial situation that you need to make an educated decision about how to clear up your debt worries. Chad will then provide you with expert advice and direct you to the right solution (personal bankruptcy is NOT your only option). The goal? To help you rebuild your life, financially.

Insolvency Trustee Office in Kitchener

30 Duke Street West, Suite 507
Kitchener, Ontario N2H 3W5

Phone: (519) 310-1100
Or toll free from any area code: 310-1100


Parking: Ample parking space can be found across the street, at the covered public lot.


Kitchener: Your Community

Kitchener Waterloo Cambridge is the 11th largest metropolitan area in Canada and the 5th largest in Ontario, with a population of about 500,000. The region boasts several prominent employers from the insurance, manufacturing and high-tech industries. Waterloo is well known for its high-tech industry and more than 400 high-tech firms are located there.

Kitchener is located in Waterloo Region, a vital and prosperous area in southern Ontario. Waterloo Region is comprised of three cities: Kitchener, Cambridge and Waterloo and four scenic rural townships: North Dumfries, Wellesley, Wilmot and Woolwich. North of Kitchener-Waterloo, the town of St. Jacobs is a popular tourist destination due to its Mennonite heritage and Canada’s largest year-round farmer’s market.

Kitchener-Waterloo is well known for Oktoberfest, the largest Bavarian festival in North America. The Oktoberfest celebration is an annual nine-day event, featuring the popular Oktoberfest Thanksgiving Day Parade.

As the only major parade on Canadian Thanksgiving, it is televised nationally. Other fun events include: the Kitchener Blues Festival, a 4-day festival located downtown; the KOI Music Festival, regarded as one of the premier independent music festivals in Ontario; the KW Multicultural Festival, held every summer for over 40 years; and the Open Ears Festival of Music & Sound, a diverse, week-long, multi-venue music festival with something for everyone.

In 2013 over 1,000 people in the Kitchener area filed a consumer proposal or bankruptcy with the Office of the Superintendent of Bankruptcy Canada. A. Farber & Partners is pleased to offer the Kitchener, Waterloo, Cambridge communities Consumer Proposal and Licensed Insolvency Trustee services.