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For more than 40 years, A. Farber has been assisting residents of North York and the City of Toronto with their credit problems and debt management. We help to erase debts and provide a fresh financial start.
If you live or work in the North York neighborhood of the City of Toronto, and are experiencing financial trouble, we can help. Our experts in our North York head office can explain all the options available to you. Please contact Farber Debt Solutions, Licensed Insolvency Trustees, at our head office, for a free consultation. Our Debt Consultants and Insolvency Trustees will sit with you, review your financial situation, and suggest the debt solution that best fits your unique circumstances.
A Consumer Proposal is a negotiation of the debt you owe, handled by Farber Debt Solutions on your behalf. Up to 80% of your debt will be reduced and forgiven, and the remaining debt will be paid monthly, based on what you can afford, with no interest or fees. While it impacts your credit score temporarily, you’ll also be rebuilding your credit rating as you make your payment each month. With a Consumer Proposal, your debts are consolidated, and your affordable monthly payments are set for up to five years. Unlike bankruptcy, a Consumer Proposal also allows you to keep your assets. It offers a practical approach to debt resolution, allowing you to regain control of your finances and pave the way for a debt-free future.
In North York, Toronto, bankruptcy is an option if you’re facing overwhelming financial challenges. Bankruptcy is a legal process overseen by the Bankruptcy and Insolvency Act, allowing you to eliminate your debts. If you’re considering bankruptcy as a solution, our Licensed Insolvency Trustees help assess your financial situation and guide you through the process. Bankruptcy can offer you a fresh start by eliminating most debts, giving you the opportunity to rebuild your finances. While it’s a significant decision, bankruptcy may be the best option for you if you’re not able to repay debts in any way. In North York, Toronto, you’ll get professional advice and support to navigate the bankruptcy process with ease.
The licensed North York debt specialists at Farber specialize in helping people and businesses in North York, Toronto, with their debt management needs. Our experts hold the necessary certifications and qualifications to offer reliable and expert advice on debt consolidation solutions. They have an in-depth understanding of different debt consolidation methods and can analyze each client’s unique financial situation to recommend the best approach for their needs. Working closely with our clients, we create personalized debt consolidation plans, combining multiple debts into a single, more manageable payment, often with lower interest rates. We also negotiate with creditors on behalf of our clients to reach the best terms and conditions. With a focus on providing the best financial guidance, our licensed North York debt consolidation experts at Farber empower our clients to regain control over their finances, reduce their debt burden, and move towards a debt-free future.