Reduce Debt by up to 80%

Keep your CAR, HOME and RRSPs

Stop harassing CREDITOR CALLS immediately

Get the largest DEBT REDUCTION that is fair

70+ Offices | 40+ Years Experience | Over 100,000 Satisfied Canadians

Debts we can help you eliminate

Tax Debt and CRA

If you have difficulty repaying tax debt or need help dealing with tax debt, we’re here for you. We can negotiate with the CRA and help you get debt relief.

Debt Consolidation

Consolidate your debt with one simple monthly payment. If you can not afford to pay your debt, contact us for options.

Credit Card Debt

Only paying the minimum balance? Missing Payments? Paying high interest rates? We can reduce or eliminate your credit card debt.

Student Loan Debt

Student loans are necessary for many people who attend post secondary education. We can help with student loan debt and let you get a fresh start.

Payday Loans

Payday loans sound convenient and easy, but they come with incredibly high interest rates that can make them nearly impossible to pay off.

Bank Loans

Get relief from bank phone calls, collection efforts and legal action with our Bankruptcy and Consumer Proposal services.

How we eliminate your debt

Consumer Proposal

A Consumer Proposal (applicable in Ontario and all other Canadian provinces) is a formal agreement between you and your creditors. It includes an offer to your creditors to settle your debt for an amount that is less than the total amount owing. A consumer proposal can result in as much as an 80% debt reduction. More importantly, it allows you to keep your assets, your car and your house. Read more about Consumer Proposals Benefits.

Learn More

Bankruptcy

Bankruptcy is a legal process which provides a debtor, who is unable to meet his or her financial commitments to their unsecured creditors, with a process for eliminating his or her debts in an orderly manner. Read more about Bankruptcy Advantages.

Other debt relief options

Many debt relief options are available to you including debt consolidation, credit counselling and debt settlement. However, it’s important to understand the differences between them.

You want to make sure you’re choosing an option that will completely eliminate your debt, not just repackage it. A Farber professional can explain all debt relief options to you, so you understand how they work, how long they take, what they cost and if they will eliminate your debt.

How you benefit

Write-off up to 80% of the debts you can’t afford.
Make your monthly payments more manageable
Stop interest and penalties
Stop wage garnishment
Stop collection calls
Unfreeze your bank account
Reduces your financial stress
Help you rebuild credit for the future

Debt Payment Calculator Try it Now!

Why choose us?

Licensed by the federal government to provide formal debt solutions to eliminate debts you can’t afford
We genuinely care and understand the stress you are going through
We’ve helped over 100,000 Canadians get out of debt
Over 70 convenient locations
Over 40 years of experience
Recognized for Customer Service:
✭✭✭✭✭ 4.9 Trustpilot customer rating
Six-time Consumer Choice Award winner (2015,2016,2017,2018,2019,2020)

Testimonials

Success Stories

YOUR PATH TO DEBT FREE STARTS HERE

Contact Us Today And Get A 1 Hour Consultation Absolutely Free.

Be Debt Free

Helpful Tips to Manage Your Finances

Correcting Your Money Mistakes

How to Fix Money Mistakes Many people worry about making money mistakes and this makes sense. After all, you work hard for your money and you don’t want an error to cost you financially and set you back. It can feel awful to make a mistake or end up in a bad...

Tips & Tricks for Saving Money

Tips to Help You Save Money It can sometimes feel impossible to save money these days. Bills keep coming, expenses keep increasing, and paying off debts tend to take up a lot of your monthly income. However, there are still many ways to save money that you may not...

Talking to Kids About Money and Debt

How to Talk to Your Children About Money Learning about money, saving, and budgeting are life skills that everyone should know. This learning can start in childhood. In fact, talking to kids about money from an early age is important and it can be the first step...