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Reduce Debt by up to 80%

  • Keep your CAR, HOME and RRSPs
  • Stop harassing CREDITOR CALLS immediately
  • Get the largest DEBT REDUCTION that is fair
  • 70+ Offices | 40+ Years Experience | Over 100,000 Satisfied Canadians

    • Consumer Choice Award

    Start Living Debt Free!

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    Debts we can help you eliminate

    Tax Debt and CRA

    If you have difficulty repaying tax debt or need help dealing with tax debt, we’re here for you. We can negotiate with the CRA and help you get debt relief.

    Debt Consolidation

    Consolidate your debt with one simple monthly payment. If you can not afford to pay your debt, contact us for options.

    Credit Card Debt

    Only paying the minimum balance? Missing Payments? Paying high interest rates? We can reduce or eliminate your credit card debt.

    Student Loan Debt

    Student loans are necessary for many people who attend post secondary education. We can help with student loan debt and let you get a fresh start.

    Payday Loans

    Payday loans sound convenient and easy, but they come with incredibly high interest rates that can make them nearly impossible to pay off.

    Bank Loans

    Get relief from bank phone calls, collection efforts and legal action with our Bankruptcy and Consumer Proposal services.

    How we eliminate your debt

    Consumer Proposal

    A Consumer Proposal (applicable in Ontario and all other Canadian provinces) is a formal agreement between you and your creditors. It includes an offer to your creditors to settle your debt for an amount that is less than the total amount owing. A consumer proposal can result in as much as an 80% debt reduction. More importantly, it allows you to keep your assets, your car and your house. Read more about Consumer Proposals Benefits.

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    Bankruptcy

    Bankruptcy is a legal process which provides a debtor, who is unable to meet his or her financial commitments to their unsecured creditors, with a process for eliminating his or her debts in an orderly manner. Read more about Bankruptcy Advantages.

    Other debt relief options

    Many debt relief options are available to you including debt consolidation, credit counselling and debt settlement. However, it’s important to understand the differences between them.

    You want to make sure you’re choosing an option that will completely eliminate your debt, not just repackage it. A Farber professional can explain all debt relief options to you, so you understand how they work, how long they take, what they cost and if they will eliminate your debt.

    How you benefit

    1. Write-off up to 80% of the debts you can’t afford.
    2. Make your monthly payments more manageable
    3. Stop interest and penalties
    4. Stop wage garnishment
    5. Stop collection calls
    6. Unfreeze your bank account
    7. Reduces your financial stress
    8. Help you rebuild credit for the future
    Farber-Debt-Solutions

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    Why choose us?

    1. Licensed by the federal government to provide formal debt solutions to eliminate debts you can’t afford
    2. We genuinely care and understand the stress you are going through
    3. We’ve helped over 100,000 Canadians get out of debt
    4. Over 70 convenient locations
    5. Over 40 years of experience
    6. Recognized for Customer Service:
           ✭✭✭✭✭ 4.9 Trustpilot customer rating
          Six-time Consumer Choice Award winner (2015,2016,2017,2018,2019,2020)

    Testimonials


    Trustpilot

    Success Stories

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    Helpful Tips to Manage Your Finances

    Dealing with Stress Caused by Debt

    Dealing with Stress Caused by Debt

    How to Handle Debt Stress Dealing with debt can be incredibly stressful. Bills keep piling up, creditors won’t stop calling, and collection agents may even begin to threaten you. When you have more debt than you can afford to repay, this situation can affect your...

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    Helping Loved Ones with Debt

    Helping Loved Ones with Debt

    How to Help Loved Ones Deal with Debt Problems If you have a friend or family member who is dealing with debt issues, it can be very tough to watch. When your loved one is having trouble, you likely want to help. However, money and debt can be sensitive subjects for...

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