Reduce Debt by up to 80%

Keep your CAR, HOME and RRSPs

Stop harassing CREDITOR CALLS immediately

Get the largest DEBT REDUCTION that is fair

70+ Offices | 40+ Years Experience | Over 100,000 Satisfied Canadians

Debts we can help you eliminate

Tax Debt and CRA

If you have difficulty repaying tax debt or need help dealing with tax debt, we’re here for you. We can negotiate with the CRA and help you get debt relief.

Debt Consolidation

Consolidate your debt with one simple monthly payment. If you can not afford to pay your debt, contact us for options.

Credit Card Debt

Only paying the minimum balance? Missing Payments? Paying high interest rates? We can reduce or eliminate your credit card debt.

Student Loan Debt

Student loans are necessary for many people who attend post secondary education. We can help with student loan debt and let you get a fresh start.

Payday Loans

Payday loans sound convenient and easy, but they come with incredibly high interest rates that can make them nearly impossible to pay off.

Bank Loans

Get relief from bank phone calls, collection efforts and legal action with our Bankruptcy and Consumer Proposal services.

How we eliminate your debt

Consumer Proposal

A Consumer Proposal (applicable in Ontario and all other Canadian provinces) is a formal agreement between you and your creditors. It includes an offer to your creditors to settle your debt for an amount that is less than the total amount owing. A consumer proposal can result in as much as an 80% debt reduction. More importantly, it allows you to keep your assets, your car and your house. Read more about Consumer Proposals Benefits.

Bankruptcy

Bankruptcy is a legal process which provides a debtor, who is unable to meet his or her financial commitments to their unsecured creditors, with a process for eliminating his or her debts in an orderly manner. Read more about Bankruptcy Advantages.

Other debt relief options

Write-off up to 80% of the debts you can’t afford.
Make your monthly payments more manageable
Stop interest and penalties
Stop wage garnishment
Stop collection calls
Unfreeze your bank account
Reduces your financial stress
Help you rebuild credit for the future

How you benefit

Write-off up to 80% of the debts you can’t afford.
Make your monthly payments more manageable
Stop interest and penalties
Stop wage garnishment
Stop collection calls
Unfreeze your bank account
Reduces your financial stress
Help you rebuild credit for the future

Debt Payment Calculator Try it Now!

Why choose us?

Licensed by the federal government to provide formal debt solutions to eliminate debts you can’t afford
We genuinely care and understand the stress you are going through
We’ve helped over 100,000 Canadians get out of debt
Over 70 convenient locations
Over 40 years of experience
Recognized for Customer Service:
- - 4.9 Trustpilot customer rating
  - Five-time Consumer Choice Award winner

Testimonials

Success Stories

YOUR PATH TO DEBT FREE STARTS HERE

Be Debt Free

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