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Consumer Proposal

Reduce debt with a consumer proposal

A consumer proposal is one of Canada’s best solutions for dealing with debt. It’s a formal and legally-binding debt settlement agreement between you and the companies you owe money to (your creditors).

To protect you, consumer proposals are regulated by the Office of the Superintendent of Bankruptcy and can only be submitted on your behalf by a Licensed Insolvency Trustee (LIT).  That’s where we partner with you to reduce your debt to a fraction of what you owe and stop all further interest and legal action between you and your creditors.

Why is a consumer proposal a good option for me?

The benefits of a consumer proposal is that it helps you keep your assets, stops collection calls and allows you to manage your debt by letting you pay less. We handle all the negotiations with your creditors, which can help take the pressure off you.  Here’s some of the benefits:  

How does it work?

Together, we negotiate your existing debt amount down to a more manageable amount.  It will be important to know about …

Throughout this journey, our goal is to support and guide you towards managing debt today, and set you up to enjoy a healthier relationship with your money tomorrow.

What kind of debts can be included in a consumer proposal?

A consumer proposal significantly reduces most unsecured debts you have, including: 

Who qualifies for a consumer proposal?

How do I take action?

The first step is to contact us for a free, no commitment consultation to discuss if a consumer proposal is the right option for you.