Avoiding Holiday Debt The holiday season is here once again! While that often means friends, family, and fun, it can also mean stress, anxiety, and debt. Most people have a lot of financial commitments at this time of year and, if you’re not careful, you could wind up...
How Having an Emergency Fund Can Help You Our site has several articles explaining why you should have an emergency fund. That’s because saving for emergencies is critical. Emergency situations happen to everyone, no matter what you do or how much you earn, so it’s...
How to Celebrate Special Occasions without Overspending Holidays and other special occasions can get expensive. If you’re celebrating, you likely want to buy gifts, decorations, food, clothing, and much more. These costs add up and it’s very easy to go over your...
Ten Ways to Avoid Overspending A lot of people have trouble sticking to their budgets. Here are some tips that can help you avoid overspending. Shop with a List Before you go shopping, make a list of what you need to buy. Then, when you get to the store, don’t deviate...
Using a Credit Card Wisely There are many benefits to using a credit card. If done responsibly, it helps build your credit rating, provides security and convenience when shopping, and – depending on which card you have – you may even earn some rewards. However, credit...
Should You Downsize your Home? Downsizing your home is a big decision and it’s often an emotional one. However, for many people, it can be the right decision to make. Moving from a big, expensive home into a smaller, less expensive one, can help you financially. Plus,...
