Whenever our Trustees meet with people to discuss their financial pressures, inevitably the discussion includes their puzzlement over how the Trustee (and the firm itself) gets paid for the work they do and what extra fees someone will have to pay for us to assist them.
Having dealt with car dealers, mortgage brokers, airlines and other service providers and professionals over many years, most people EXPECT upfront fees, hidden fees, and additional add-on charges. And if they have dealt in the past with any of the non-profit credit counseling agencies or debt management firms, they also assume they will have to hand over an up-front payment to us for our advice, in addition to a series of regular proposal or bankruptcy fee payments once the process gets underway.
Why Choose Farber?
Luckily, when you see us, nothing could be further from the truth. Consultation fees, up-front fees and extra charges are something you will NEVER experience when you sit down to meet with a Farber Licensed Insolvency Trustee. All the fees we charge are based on rates dictated (and regulated) by the Federal Government under the BIA (Bankruptcy and Insolvency Act). Everything is disclosed to you before you sign or agree to anything. And there are no hidden fees.
Best of all, you can pay these fees over a pre-determined time period. And in the case of a consumer proposal you are even encouraged to pay off your proposal early, without penalty or interest fees being charged. That means you can rebuild your credit and your financial life even faster.
No Hidden Fees
When you deal with us there are no surprises. Your streamlined monthly payment is confirmed by you before you sign even one piece of paper. So, you will know EXACTLY what you are going to pay (based on the information you provide to the Trustee as he or she puts together your legal paperwork for signing). You make no payments at all until you decide to proceed and we file your paperwork with the Federal Government, and you get the legal protection you need and are entitled to.
No surprises. One simple monthly payment. A chance at a new financial life, or “fresh start” if you will. PLEASE CLICK THE FREE CONSULTATION BUTTON, below, or give us a telephone call today to arrange your meeting at one of Farber’s 80+ debt help offices across Canada. We are here to listen – and to help!